| FIXED ANNUITY | VARIABLE ANNUITIES | |
|---|---|---|
| Insurance Company Ratings*A.M. Best Co. (highest rating A++) Moody's Investors Service (highest rating Aaa) Standard & Poor's (highest rating AAA) Fitch (highest rating AAA) |
|
Not applicable to variable annuities |
| Company's total assets as of 03/31/2008 | Over $420 Billion | |
| Contact for additional information and/or prospectuses |
Telephone Counseling Center 800-842-2776 8:00 a.m. - 10:00 p.m.E.T. Weekdays 9:00 a.m. - 6:00 p.m. E.T. - Saturday WEB: http://www.tiaa-cref.org/psu. |
|
| Charge for transfers or accumulated funds between accounts within plan | None | None |
| Annual imposed administration charge | None | None |
| Expense charges | Not applicable | Range from 0.32% to 0.85% |
| Withdrawal charges | None | None |
| Do you offer any loan provisions | Yes | Yes, must transfer to guaranteed account for all loans |
| Frequency of investment reports |
Quarterly Statements Annual Retirement Planners |
|
| Effective annual interest rates | Please refer to WWW.Tiaa-Cref.org for current annual interest rates | Not applicable |
| Guaranteed interest rate | 3.00% (For most contracts) | Not applicable |
*These ratings of TIAA as an insurance company do not apply to the variable annuity accounts or mutual funds, the TIAA Real Estate Account or to CREF.
EQUITIES
VARIABLE ANNUITY
CREF Equity Index Account
CREF Growth Account
CREF Global Equities Account
CREF Stock Account
MUTUAL FUNDS
TIAA-CREF Equity Index Fund
TIAA-CREF International Equity Fund
TIAA-CREF Large-Cap Growth Fund
TIAA-CREF Large-Cap Value Fund
TIAA-CREF Mid-Cap Blend Index Fund
TIAA-CREF Mid-Cap Growth Index Fund
TIAA-CREF Mid-Cap Value Index Fund
TIAA-CREF S&P 500 Index Fund
TIAA-CREF Small-Cap Equity Fund
TIAA-CREF Small-Cap Value Index Fund
TIAA-CREF Growth and Income Fund
TIAA-CREF International Equity Index Fund
TIAA-CREF Large-Cap Growth Index Fund
TIAA-CREF Large-Cap Value Index Fund
TIAA-CREF Mid-Cap Growth Fund
TIAA-CREF Mid-Cap Value Fund
TIAA-CREF Real Estate Securities Fund
TIAA-CREF Small-Cap Blend Index Fund
TIAA-CREF Small-Cap Growth Index Fund
TIAA-CREF Social Choice Equity Fund
REAL ESTATE
VARIABLE ANNUITY
TIAA Real Estate Account
FIXED INCOME
VARIABLE ANNUITY
CREF Bond Market Account
CREF Inflation-Linked Bond Account
MUTUAL FUND
TIAA-CREF Bond Fund
TIAA-CREF High Yield Fund II
TIAA-CREF Short-Term Bond Fund II
TIAA-CREF Bond Plus Fund II
TIAA-CREF Inflation-Linked Bond Fund
MONEY MARKET
VARIABLE ANNUITY
CREF Money Market Account
MUTUAL FUND
TIAA-CREF Money Market Fund
GUARANTEED
GUARANTEED ANNUITY
TIAA Traditional Account
MULTI-ASSET
VARIABLE ANNUITY
CREF Social Choice Account (004)
MUTUAL FUNDS
TIAA-CREF Lifecycle 2010 Fund
TIAA-CREF Lifecycle 2015 Fund
TIAA-CREF Lifecycle 2020 Fund
TIAA-CREF Lifecycle 2025 Fund
TIAA-CREF Lifecycle 2030 Fund
TIAA-CREF Lifecycle 2035 Fund
TIAA-CREF Lifecycle 2040 Fund
TIAA-CREF Managed Allocation Fund II
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